What if you could give your child or grandchild a head start in life-a gift that could grow into a million-dollar asset by the time they retire? With a strategy called Million Dollar Baby, you can do just that using an Indexed Universal Life (IUL) policy. By contributing as little as $100 to $250 a month for 15 to 20 years, you’re not only providing life insurance protection from day one-you’re also building a tax-advantaged savings vehicle that grows safely over time. Unlike 529 plans, this money can be used for anything: education, a first home, starting a business, or even tax-free income in retirement. And it doesn’t count against college financial aid eligibility. This is not just life insurance-it’s a long-term financial gift that can grow into $1 million or more, depending on how the policy performs. Let’s create generational wealth for your family-starting now.